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Offices in Saratoga & Montgomery County · Serving NY, MA, FL, VT, VA & beyond

Plan with Melissa LeMay — helping families and businesses protect what matters most.

Personalized guidance in life insurance, business insurance, college planning, retirement strategies, and financial solutions to help families and business owners build a more secure future.

15+
Years serving the Capital Region & beyond
Licensed
NY, MA, FL, VT, VA & more
Local
Offices in Saratoga & Montgomery County
A multi-generation family together on a sunlit porch
Meet Melissa

I meet with every family and business owner personally. My job is to make sure the plan we build looks like yours — not somebody else's.”

Melissa LeMayFinancial Professional
Melissa LeMay portrait
Melissa LeMay
I want you to leave every conversation feeling clearer than when you arrived — not sold to, not rushed, just genuinely informed.
Melissa LeMay· Financial Professional
Services at a Glance

Everything we help with, in one place.

Insurance, college, and retirement planning — all in one conversation. The same education-first approach guides every plan, whether we're protecting a household, a paycheck, or the business you've spent years building.

See full services
With Melissa
  • Life Insurance
    Coverage designed around the people who depend on you.
  • Business Insurance
    Key person, buy-sell funding, and succession-focused protection for owners.
  • Disability Insurance
    Income protection if illness or injury keeps you from working.
  • Long-Term Care Insurance
    A plan for extended care — so it doesn't fall entirely on your family.
  • College Planning
    A strategy conversation about timelines, options, and tradeoffs.
  • Retirement Planning
    A long-term plan for the life you want next.

Insurance and planning services are offered directly through Melissa LeMay. This site is for informational and educational purposes only and does not constitute investment advice.

Relationships

The same person, year after year.

Melissa is there from the first conversation through every review that follows — no call center, no rotating team. Many of the families and business owners she started with years ago are still here: through new jobs, new babies, expansions, and the retirements they once only talked about.

Portrait of Melissa LeMay
Why Work With Melissa

Financial guidance built around your family or business.

Every family and every business owner arrives with different goals — and each deserves a strategy that reflects that. Decisions are made through education and honest conversation, never pressure. No cookie-cutter plans, whether we're protecting your household or your enterprise.

Education-first conversations
Personalized, not templated
Rooted locally, serving multiple states
Long-term relationships

Let's start with a conversation.

No obligation. No complicated terms. Just a chance to talk through where you are and what would make you or your business feel more prepared.

Schedule a Complimentary Consultation